Unique multi-unit property offering three separate living spaces, over 3,500 sqft of living area, and 11.85 acres with established rental income and excellent owner-occupant potential. Whether you're looking to offset your mortgage, invest in income-producing real estate, or create a multi-generational homestead, this versatile property offers plenty of possibilities. Each unit has its own electric meter, first-floor bedroom, bath, and laundry. Two units currently have reliable month-to-month tenants generating $3,471/month, while the spacious 3-bedroom, 1.5-bath front apartment will be available for the new owner to occupy. The front unit also offers a clean concrete basement for winter workshop space, plus three unfinished third-floor rooms with potential for expanded living space (currently used for for storage). Two front units feature pellet stoves - *brand new* stove in front apartment. Oil heat is primary heating source. Zoned R1 with a one-acre minimum lot size, the property may offer future subdivision potential, subject to approvals. Enjoy 11.85 acres of level pasture and woodland, ideal for hobby farming, horses, gardening, hunting, or recreation, bordering a Wildlife Sanctuary. Features include two driveways for privacy and future development potential, two garages, a shed, gazebo, garden space, and over 1,400 feet of road frontage. Just moments from Lake Champlain's Maquam Shore for boating and fishing and Swanton Village for amenities. St. Albans City is only 10 minutes, with Burlington approximately 40 minutes away and Montreal about an hour. Newer improvements include roof, siding, electrical, heating ductwork, knotty pine walls, paint and more. Live in one, rent the others, and make this versatile Vermont property work for you! Motivated sellers!